Why This Is Important
Buying a home is one of the biggest financial decisions you'll ever make — and understanding how much home you can comfortably afford is the first and most important step. That’s why we created this Mortgage Affordability Calculator.
Rather than offering just one number, this tool gives you a three-tiered snapshot of your buying power:
- ✅ Affordable – A conservative estimate aligned with financial best practices
- ⚠️ Stretch – A more flexible budget for motivated buyers
- 🚫 Out of Reach – A realistic indicator of when it might be time to wait or adjust expectations
This isn't about pushing you into a bigger mortgage — it's about helping you make informed, confident decisions based on your unique financial situation.