Buying a home is one of the biggest financial decisions most people will ever make—and it's easy to overlook how much wealth can be built through ownership. That’s why we created this calculator: to give you a clear, visual way to compare renting versus buying based on your unique situation.
With just a few inputs, you can see how much equity you’d build over time through homeownership, compared to how much you'd spend on rent with no return. You’ll also see how mortgage payments change over time—starting with more interest and gradually building equity—so you can make an informed, confident decision.